The Way It Could Be.
Part 5 of 12.
Day 2: Morning
Although he had slept
soundly Mike woke up early. Two
things immediately struck him; the absence of any traffic noise, and the rich
chorus of bird calls. His bed was
beside a long low window allowing him to look across the veranda roof down the
slope to the lake, all now in pastel colours and a little mist. The distant view seemed different from
this slightly higher angle, looking down on so many neat little clumps of
foliage with roof tops protruding here and there. As he scanned the scene a slight movement caught his
eye. Just outside the hedge three
small wallabies were grazing on the sparkling wet grass.
He decided to go for a walk
before breakfast, so dressed quickly, went down the stairs and out the front
door. He could make out where the
road beyond the front door would have once been because the footpath was still
there, but beyond it was a hedge and netting fence enclosing a small orchard
with chickens and ducks wandering around under the trees.
He headed up the slope, away
from the town centre. Now he was
more able to make sense of what he was seeing, and could identify some of the
plants and the commons. Again he
was stuck by how densely planted and manicured the landscape was as his path
wound around patches of vegetables, shrubs, fruit trees, ponds, meadows and
thickets of trees between the houses.
Within a few hundred metres he had lost track of the turns he had made
but he knew he could find his way back without much trouble just by heading
down slope.
He heard something coming
towards him, some sort of vehicle it seemed although it was not a car. Around the bend in the narrow path came
a horse slowly pulling a small dray loaded with bales of hay, barrels, boxes,
empty crates and all manner of things.
The driver waved a greeting as Mike climbed to sit on the wooden fence
rail to watch the parade. Chains
and coils of rope and a lantern swung from hooks on the side. Sitting beside
the driver was a small dog, and written on the front of the dray were some
faded words but all Mike could make out was “…Maxwell, General Carrier.”
Mike thought back and
calculated that he had not seen one motor car or truck moving since he’d
arrived. He knew where some of the
narrow tarred roads ran and where the parking space behind the shops was, but
he’d hardly walked on one tarred road yet. Most of the wheeled traffic he’d come across was bicycles,
often with a carrier on the front or back.
Mike had expected the dray
to keep going but as it drew level the driver pulled the horse up, tipped his
hat back and said “Gerday. You’d
be mike. I’m Ben.”
The horse turned his head to
examine Mike, steam billowing from his nostrils. The harness creaked, a soft jangling coming from the things
still swaying, and quiet crunching of gravel as the horse moved his feet.
“He’s a nice old
fellow. Does he like a pat?”
“Yeah. Been with me a long
time now. Hec’s me best mate.”
Mike came over and gently
rubbed the horses nose.
“Does he cost much to run?”
Typical economist’s focus.
“Nar. Feeds himself mostly, does his own
repairs. No rego cost. Much cheaper than a truck. We plough with him too, and the kids
ride him. And if I ever want
intelligent conversation Hec’s always there. And he’s self-steering too, look…” he reached down and
picked up a book. “ I can
read away and Hec will make the right turns. He know’s the way home.”
“Are you serious, he’s
cheaper than a truck?”
“Yes. We’d need a truck and a tractor to
replace him. Think of the money I
don’t have to earn for spare parts, repairs and petrol. And trucks don’t produce manure for the
garden. And they aren’t happy to
see you and they don’t appreciate a scratch do they?”
“He’s a lot slower than a
truck.”
“Yeah, but he’s fast enough
for us. I’m in no hurry. We only do short deliveries.”
After a few more words Ben
clicked his tongue and Hec leaned into his harness and began to plod, setting
off the music of the swaying gear.
Mike watched for some moments then turned and began walking again.
The houses thinned out as he
found himself climbing a fairly steep and narrow ridge with a paddock on one
side of the gravel road and forest on the other. Two cyclists came down and offered cheery good mornings as
they passed. At a T he decided to
go to the right, down off the ridge, with the aim of circling around and back
to the house. The path soon headed
steeply down into a gully and plunged into tall thick forest. He came to a small sign reading “Mary’s Dell”. He turned into it and soon found himself
dropping into a narrow forested gully.
After only about 50 metres of winding down a now very narrow path
between sandstone outcrops and ferns he began to hear running water. Branches hung low, making the track
more like a tunnel in some places and damp ferns brushed his shins. At times the low sandstone overhangs
made the path pass through little caves.
In one he could hear water dripping, out of sight. The sky was obscured by tall trees and
within some of the thickets it was quite dim.
Then suddenly the path
levelled and came out of the scrub into a natural amphitheatre in the forest
some 30 metres across, a clear and open space surrounded by a ring of massive
tree trunks, and above a lofty ceiling of boughs and foliage arching overhead
and blocking out the sky. Across the floor of the space a tiny
creek trickled between mossy boulders and ferns, into pools and over rocks and
low ledges. In the center, beside
the path was a heavy old log seat, almost as green with moss as the rocks
around it. It was as if he had
come along a mine shaft and suddenly burst into King Solomon’s great hall. He
sat down and leaned back, gazing up into the tangle of boughs high above.
All that could be heard were
the bird calls and the gentle gurgling of the water. Nothing moved.
It was a magical, inspiring place.
Mike’s gaze zoomed in on caverns, gnarled logs, lichens and hanging
strips of bark and the massive pillars of the surrounding gums, as if he needed
to somehow map it all. Where did
the creek flow in? Where did it
go? Which direction was the town
from here? Is this natural; the
trees were in such a regular circle they could have been planted, but they were
so big, like the pillars of a cathedral, reaching out and joining
overhead. That’s it, Mike thought,
this is a kind of church, a place of reverence, at least a place with the power
to move the spirit, even capable of jolting the agnosticism in the soul of a
hard headed, slightly burnt-out journo.
He felt a confusion of
something like awe and humility and gratitude, and a sense of his own
smallness and fretful impatience in the presence of timeless nature.
Above all was the sense of calm, natural beauty. Then he realized that
his initial concern to find answers had passed; all that mattered now was just
to sit there and soak up the experience and appreciate the moment.
As if Gaia intended to
reward the right response, a faint beam of sunlight found its way through the
lifting mist beyond the trees and bathed a far rock wall in golden light for no
more than a minute, then it faded
and was gone.
He sat and looked slowly
from side to side, then suddenly became aware of the time he’d been away
without notice. He stood and
turned a full circle before moving off.
The path zig-zagged steeply up the other side of the dell. When he reached a ledge he turned to
look back down through the ferns into the amphitheatre. Then it struck him that he’d probably
never again be here. He could of
course come back any time, but he knew he wouldn’t get around to it. When he
turned back to the path the magic would have gone for ever.
He hadn’t brought his watch
but knew he’d been away longer than he’d intended, so he walked fast up the
winding path out of the forest, reflecting with some surprise how the encounter
had somehow cracked him out of a mould, at least for a short time. He felt unusually well disposed towards
the world. He grinned, thinking that even if Melissa had appeared on the track
he might have said good morning…such is the power of nature.
After briefly getting lost
twice he soon found his way to the house and as he bounded up the back steps he
smelt appetising aromas coming from the kitchen. Pete was cooking something, wearing heavily patched trousers
kept up with braces, with toes poking out of tattered slippers.
“Gerday! Been
exploring? Where did you go?”
“I found Mary’s Dell. What a hell of a spot! I mean what a heavenly spot.”
“What?” Said Pete. “Mary’s
Dell? Never heard of it. Are you sure? Nothing around here with that name?”
“What? Yes, just up the slope, in the gully to
the right, the East, can’t be more than 500 metres from here.”
Pete was looking at him
seriously, chin in hands.
“No. I’ve lived here twenty
years; I should know this place.”
Mike was lost for
words. There was silence, then he
took a breath but before he could speak Pete said, “You know, I can remember
people saying that somewhere in these hills only once every hundred years a
magical place appears in the forest.
No one living here has ever found it, but they say that anyone who
stumbles into it will be forever after blessed with purer thoughts and good
will.” Pete looked up with a grin.
“You bugger! Had me there for a moment!”
“It’s a fabulous spot isn’t
it, really inspiring, especially early in the morning. Like going to church…I guess…I don’t
really know what that’s like though.”
“Yes, that’s how I saw it,
like a cathedral, with the ceiling arching up from the columns. Maybe more like one of those circular
Greek temples now that I think of it.”
“ I save it up, to visit
when I need a spiritual lift,” said Pete.
“But do you realize there are a number of similar spots within twenty
minutes of here? Our sanctuaries.”
“Really?”
“Yes. There’s a meditation hut half way up
the mountain, with a fabulous view. There’s another one in a rock cave. There’s one down an old mine. You light candles as you go down. And one of my favourites is in the wetland, like a hide so
you can sit there and watch the bird life close up in among the paper bark
thickets. They’re like little
bunches of parsley. And there are
two more planned.”
“Planned?”
“Yes, they’re sites some
group has decided to create or garden or maintain, to make them into specially
beautiful or inspirational places.
But Mary’s Dell is the oldest one we have. That’s because Mary planted most of the trees decades ago.”
“Ah I wondered whether they
were natural. It seemed wild, but
the trees were so circular.”
“Yes, that was Mary’s
vision, and many years later it’s a reality. Mind you that’s a big site but we have many little niches
and nooks all over the place that you come across along the path. “
“But who makes them, and who
looks after them?”
“Anyone who wants to. Same as the big log seat
yesterday. Sometimes someone will
take an interest in a stretch of path near their house, or sometimes a group
will care for a gully or plant a little forest or develop a rose garden, all on
public space. They just like making that bit of the landscape nice. Most people around here are keen
gardeners so they’re happy to get a bit more turf to fuss over. Jan and I look after the lane out the
front. We don’t have much time to
give to it but we like keeping it nice.
We prune the Jasamine down so people can look into our garden as they
pass. Jan put the Dahlia patch
there. It’s a great show when
they’re on. Did you notice
the geraniums in the pots outside the workshop yesterday? Someone brought them in last week and
just set them up. I think it was
Andrea but I’m not sure. Sometimes
Jan will cut some of our flowers and take them down to the restaurant of the
library and put them in vases.
Lots of people are always just doing things like that, to make the
village nicer for everyone. Hey you must be starving. What do you want to eat?”
Just as Mike lifted a bowl
of muesli from the bench and turned towards the table, Pete, holding a plate of
toast and poached eggs said, “Come into my breakfast room.” Mike followed out and down the back
steps across the grass. Pete
lifted a latch and held a wire gate open.
The fence was covered by a vine.
Mike found himself in a chicken pen.
“Take a seat. This is one of the spots where I have
my breakfast, when I am especially in need of convivial company. Sometimes I just amble around the
garden, or go next door, or down to the pond, porridge pot in hand. But this is where I get most
appreciation for my cooking.”
Mike could see what that meant as several chickens crowded
around Pete’s feet, gawking up demanding toast crust. He spoke to them as if they were family, using their
names. A brown rooster jumped onto
Mike’s knee and nearly upended his bowl.
Pete admonished quietly, as if a child’s table manners had disappointed
him. “Mind you this is much less
problematic than going near Francis with a pot of porridge. He goes mad, scratching at the ground,
and when he gets even the smallest spoonful, he kneels down and rolls over in
delight. They all have their
different personalities.”
“Who is Francis?”
“A donkey. You’ll meet him.”
As they were clearing away
the breakfast things Jan came up the back steps.
“Hi Mike. Sorry I wasn’t here to say good morning
but I had to go over to help Adele very early. She has a monster day today, cooking a big dinner for her
mum’s surprise birthday party and we had to get the duck ready for the oven. “
“Can I do anything useful?”
said Mike.
“Oh thanks, maybe just sweep
the decking. Amy was making a
flower chain necklace there.
Peter, where are you taking Mike this morning; I forget.”
“To the bank first, then to
Tom’s.” Turning to Mike, “Tom runs
the carpentry shop. By the way
Jan, where is Amy?”
“No idea,” said Jan. “She had breakfast and left.”
“On her bike?”
“No, so she probably hasn’t
gone far. Do you want her for
anything?”
“No, but she is supposed to
be at the bank at eleven.”
“Yes, she knows. She’ll be there.”
Pete explained to Mike,
“Rob’s teaching a group of kids a bit about the operation of the bank, things
like credit and interest. Amy
wants to work there an hour or so a week doing simple things. She had a job at
the glass works before this, two hours a week, cleaning up and getting morning
teas. Says she knows all there is
to know about glass now.”
“Can she blow it?”
“Actually she did bring home
something, Jack helped to make it.
A bit wonky, but interesting.”
“Don’t you worry about where
she is? I mean is it safe for here
to be out without you knowing?”
“Oh yes. No problem. Everyone knows all the kids. They’re perfectly safe anywhere in town. Amy’s got about a hundred parents. Hey Jan, Mike found Mary’s Dell.”
Just then a knock at the
door. Pete went out and greeted
someone, then called out, “It’s
Nick Jan. He’s in a hurry.”
Jan went to the door. Mike heard her saying, “By the way Nick
can you thank Mary for the recipe.
I’ll try it tonight, if I can get some blueberries.”
“There are still some on the
bushes in the grove behind Meg’s café.”
Oh, really. I thought it would be too late to find
any on now.“
“Could be. If there aren’t any there try
Elaine. I know she had a lot in
the pantry ready to bottle.”
“O.K. Thanks. Well, have fun with your sludge!”
“Now lets get you to the
bank. I checked yesterday with Rob
and he’ll be free in ten minutes to explain a bit about how it operates. You coming Jan?”
“Yes, but I’ll go to the
co-op; we need a few things for lunch.”
Although they walked briskly
they had to stop several times as Pete or Jan pointed out something or chatted
to someone. Mike noticed that like
Pete all the people they met were wearing old clothes. Some jumpers were heavily darned and some had paint stains on their
trousers and shoes.
Out of the blue Jan said,
“By the way, remember Barry yesterday, he brought the eggs? Well would you be surprised if I told
you he was a semi-retired eye surgeon, only teaching part-time now?”
“Well…yes, I would.”
“What did you think he might
be?”
“…he just seemed like a nice
but slightly doddery grandpa, who’d be a bit stretched even delivering the
eggs.”
“Delivering eggs is
important.”
“Yes, but this is about
status. An eye surgeon eh?”
“I didn’t say he was.”
“Oh, what are you trying to
do here, confuse me again?”
“I was thinking about how
it’s a mistake to classify someone by their social position or job or
education. That doesn’t tell me
much about them. That doesn’t tell
me whether they’re nice, or reliable or friendly or generous or helpful or
anything that really matters when you live here. You can’t sum up Barry or his status or quality or
significance with an occupational or educational label. That doesn’t tell you his status. You’d have to live here a long time and
interact with him before you would’ve any important knowledge about him, and
know what respect is due. I know
his nature and capacities and weaknesses because I’ve rubbed shoulders with him
for years. If there’s a problem I
can judge whether to ask him for help or advice, and to me that sort of thing
constitutes his status. So we
aren’t very impressed by appearances or labels. They just don’t tell us much that’s important or how to
regard or respect someone. And you can’t bluff around here. No good putting on make up to give the
impression you don’t have spots, because people see you all the time and they
know what you’re like.”
“That makes sense. But tell me, is he really an
eye-surgeon?’
Jan smiled, and after a few
seconds said quietly, “Nope.”
“Well, then, what is he?”
“He’s Barry.”
“OK, I got that, but nope
he’s not an eye surgeon?”
That’s not what I
meant. I meant nope, I don’t want
to tell you.”
“Why not?”
“Because you would use that
to fix him, to classify him, wouldn’t you? If I said yes, then next time you met him you would tend to
defer wouldn’t you. But if he’s
only an egg deliverer you wouldn’t.
So its not good for your education young Michael to know. I think its best if you deal with the
problem of how to regard Barry in terms of your experience of him.”
“So you won’t tell me?”
“I’m saying I don’t want
to. I will if you really want to
know.”
“Why don’t you just
refuse? Can’t stick to your
principles?”
“I don’t want to be authoritarian,
and force my position on you.”
“Hmm. Very interesting. Very interesting…
I’ll think about it and my people might get in touch with your people later,
right?”
“OK.”
-------------------------
“Bank ahead!” Pete said. “There it is. Now
how’s that for grandiose architecture.
Appropriate for the town’s premier financial institution?”
“You mean that?”, said Mike, pointing to a modest
single storey building.
“No, the one this side.”
“You mean the tiny weatherboard cottage?”
“Yep; that’s it. Come and read the sign out front.”
“I’ll leave you financial giants here,” said
Jan. “I’ve got more important
business to do.
Patsy
says my new darning needles have come in.
Pete lost my best one.”
The sign said, “THE GLEN CREDIT UNION AND BUSINESS
INCUBATOR. Open 10-3,
Mon. Wed. and Fri.” and then gave a phone number.
“Impressed?” asked
Pete with a laugh. “This my dear Michael is actually about the most
important institution in this town.”
“Really?”
“Yes.
And you will soon agree.”
“Why is it so important?’
“Tell me, when you put your savings in your local
bank who invests them? Who borrows
them and
uses them?”
“Wouldn’t have a clue.”
“That’s my first point. Now, where are they invested. What are they used to do?”
“I don’t know.
Whatever the bank lends them for I suppose.”
“Right again, and that means
your savings are probably used by some transnational
corporation far away, and used to do something you
probably wouldn’t approve of, such
as building another arms factory. They get the loans because they can pay
the interest
rate and make most profit on the investment. And your savings and all those of all
the
people who live in your neighbourhood do not get
invested in anything that will develop
and enrich your neighbourhood do they?”
…
“Well when we put our savings in this bank we know
that the money will only be lent to
someone who is going to do something that will
benefit the town, such as set up a new
little firm that will supply something important.”
“Just then a tall young man in a T shirt and genes
came out of the cottage, bending his
head down to clear the low veranda arch, and called to Pete, “Saw you
there. Come on
in.”
“Hi Rob.
Just started explaining the bank to Mike. Mike this is Rob, bank CEO.”
In a few paces they had gone through the gate, past
the little garden and across the old
wooden decking into a small office. Rob waved them to comfortable old
chairs close to a
coffee table beside his desk. He dropped into one of the chairs,
sitting with his long legs
crossed, jutting out beside Mike’s chair, hands on
head. Mike noticed his worn and
dusty
boots, and small holes in one sock. At least this bank wasn’t squandering
shareholder
funds on Italian suits for its manager.
Rob grinned. “Want a loan?”
“Depends.” Mike snapped back. “What interest rate?”
“Depends,” said Rob. “Maybe 10%. Maybe nothing. In fact we might just give you the
money and not ask for it back.”
Pete said, “Now man, you got bankers like that where
you come from?”
”Er, don’t think so. The only kind we got are
bastards.”
“Rob, we keep hitting the poor bloke with things that
don’t make sense. Explain it to
him.”
“OK. OK. It’s all very simple really. About twenty years ago a group of people got
together to pool their savings and
make them available to each other to borrow, mostly to
build houses. It was just a mutual fund. At first they just had an account
at the ordinary
bank in town. It grew a little for a few years, but
then the bank closed its branch because
the town was slowly dying. So they just decided to develop their
fund into a kind of bank
of their own. In fact it’s now officially a credit
union and we had to jump through lots of
bureaucratic legal hoops to form it,
but we did, and now this town owns its own mini bank.
The important point however is that we
developed our own special rules.
Oh, I should say
that by ‘we’ I just mean all the
depositors in the cooperative. We
voted on the rules and
one of them says all of the money
deposited in this bank must be lent only to ventures in
and close to the town, and those
things must be socially and ecologically desirable. They
must improve the town in some way.”
“Yes I mentioned that, but explain the interest
rates.”
“Now people who receive many of our loans are viable
little firms and can pay normal
interest rates, so we’re in a position to use that
income to subsidise other loans for good
purposes at lower interest, or sometimes at no
interest, and indeed sometimes we can
give a grant to a good venture, that is give the
money without expecting anything to be
repaid.”
“That’s how Henry got started isn’t it?”
“Yes.
Henry tried to start a little shoe repair business, but couldn’t make it
pay. He
needed
better equipment and a bigger work place.
We discussed the situation and
concluded that it was a good thing for this town to
have shoes repaired and kept going
rather
than being thrown away, and that this would save money for people.”
“…and provide Henry and his family with a
livelihood.”
“That’s right, and that eliminates the cost of Henry
being in the unemployed ranks. So
we gave Henry the money to fit out a little
workshop.”
“…which the town built for him in three days, through
working bees, a small mud
brick shed.”
“Yes, our grant mainly paid for his stitching
machines.”
“See, because we have a bank we’re able to take a lot
of control over our own
development.
We’re in a position to say, ‘This development would be good for the
town,
so let’s
fund it.’ Most of the ventures we
lend for are quite viable and bring in enough
income to cross-subsidise others. It’s a non-profit mutual thing. We don’t have to
send any of our income out to shareholders, so
everything we make can be lent to
more
borrowers and good causes, after costs are met.”
“Explain the cross-subsidising point more.”
“It’s just
a way of transferring a little wealth from those more fortunate to those
less so.
People who can pay a higher interest rate are helping out those who
can’t. Mind
you, they benefit anyway, because they get their loan
at a better rate than a normal bank
would offer.”
Why?”
“Like I said, repayments to this bank don’t have to
generate profits for shareholders, and
they
don’t have to pay astronomical salaries to CEOs, or cover elaborate offices,
uniforms or advertising, or teleconferencing or
business class air travel.“
“But if you are lending to people other than those
who can pay the highest interest rates,
the bank isn‘t efficient is it. It’s not maximising its returns. In the normal world you’d be
taken over by a corporation that would cut out those
inefficiencies and prosper much
more.”
“Yes
that’s right. That’s what
the neo-liberal would do, but that would be to totally ignore
all other goals, like what’s good for the town.”
“But your depositors are actually paying a cost in
interest foregone to prop up Henry.”
“Yep.
That’s the way we operate in this town. Always protect and subsidise,
and always
reduce ‘efficiency’, when taking those steps makes
sense, when it’s a sensible price to
pay for protecting livelihoods and society and
ecosystems. People who deposit in
our bank understand all that. They are citizens, not
self-interested wealth maximising
consumers.”
“And Rob, explain the business incubator, because it
was important in getting Henry
where he is today wasn’t it?”
“Yes.
The bank only takes up two rooms of this little old house. The back part has three
rooms
where people running small firms can get assistance with, for example, a
visiting
accountant and tax expert, computers, a fax machine,
part time secretarial assistance
and gophers.
Again sometimes they’ll be able to pay for these and sometimes we give
them
without payment to firms we think it’s important to keep alive.”
Pete said, “Then there’s the really important brains
trust part.”
“Yes. If anyone comes along with a business idea we can call on
many experienced
people
to come in and brain storm the idea, to see if it is viable, to make
suggestions, to
work
out how it might best be got off the ground. So little entrepreneurs with good ideas but no experience
are not left to sink or swim. The
trust is also a vast memory and store of knowledge about the locality, so it’s
able to make good judgments about what will work and what won’t.”
Pete said, “It was Randle wasn’t it who came up with
the idea of Henry buying more
elaborate machinery than he had intended, so he could
do a wider rage of leather and
harness and canvass work. Henry at first had only thought of boot repair, but now he
has
bigger operation. He can make and repair many other things.”
“That’s right, but he couldn’t have bought that gear
with the loan he first sought. We
actually suggested to him changing his goals.”
“And now we’re all very happy that he did. We have
access to many more services, and
he has an income and the satisfaction of being a
worthwhile member of our community.”
“And his business enriches the town, I mean makes it
a more diverse and interesting
place.
You can drop in and watch him sewing and riveting. In fact he now makes
saddles, for pony riding and for cart horses. He did a course on that…”
“Which we paid for with another loan.”
“Yes but that was a loan he was happy to repay with
interest, because at that stage his
business was viable.”
“That’s essentially it. You now understand banking well enough.”
“Who makes the decisions?”
“I make the simple ones, because I am the CEO around
here. But anything not clearly
covered by the guidelines, ore any big decisions are
taken by the board. There are ten
of
us, elected by the town, and we have a wider circle
we can get advice from, all voluntary
of course.
No outrageous consultation fees.
Often we’ll put out a discussion paper on a
proposal to get input from
anyone with ideas. Often the board
will not make the decision; they’ll take it to a town meeting so everyone can
decide.”
“See
that way all of us can take the risk.
A civilised society eliminates risk and bad luck for the individual as
much as possible, and often that’s best done by the group sharing it. Contrast that with the way you treat
farmers; let them sink when drought hits, rather than see food production as a
collective problem and share the risks.”
“Are you paid?”
“Yes.
Four of us staff the desk part time, and the bank’s only open a few
hours a week.
That’s enough.
If you want to discuss a loan you arrange to come when someone’s here;
waste of time keeping a place like this open every
day.”
“Sounds just great,” said Mike. “Why don’t all towns and suburbs do the
same?”
“Exactly!” said Rob. “Why not? I
guess because they don’t understand how
effective a town bank can be in giving the power to
control your own local development.”
Pete said, “Maybe we should explain a bit more about
interest payments. They’re not
really interest. See in a stable no-growth economy there can’t be any
interest. In a
capitalist economy the few with most of the capital
invest it and get back more than
they had, and then they want to invest all that, so
the amount of capital invested grows all
the time and therefore the amount of production
grows. That’s not acceptable in a
sustainable world. Your must have a steady-state economy eventually, operating
on
much lower rates of GDP per capita than Australia has
now. Our interest payments are
really only intended to cover the costs of the bank,
plus to transfer some wealth from
some people to others in order to ensure that little
people have livelihoods and can play a
valuable role in the
town.”
“That’s right.
We look on them as fees for service.”
“Another important
thing about the bank,” said Pete, “is that it’s one of the mechanisms
the town owns and
runs for the purpose of performing crucial services for the town. It’s
not a private firm
whose only aim is to make as much money as possible for distant
shareholders. This
town needs ways for getting loans to its people, ways for keeping
little businesses
going, preserving the livelihoods of its people, enabling us to produce
things we otherwise
would have to import. Our bank
helps to provide these services.
Therefore its role
and motivation are not like those of normal banks. No normal bank
would have a branch
in this town, because it couldn’t make much profit here. If it did have
a branch here, it
wouldn’t do the town-maintaining things this bank does.”
Then, looking suddenly at his watch, Rob exclaimed,
”Oops, must run. I have to phone
Tony Binns.
His committee thinks we should help finance a footbridge over Tallow
creek.
Mike
drop in again any time.”
“Thanks.
I’ll work up a proposal. Think this town could find work for a slightly worn out
and embittered journo?”
“Be nice to have you. We do have a town newspaper, but most of the work is
voluntary.”
“Might have guessed.”
________
Pete explained that he had arranged for them to meet
with Tom at his carpentry and
joinery
shop in half an hour but that he had something to do before then, so Mike might
as well
stroll around town.
He headed to the South West as he hadn’t been there
before. After meandering for some
minutes he heard kids carrying on enthusiastically
some way ahead. The lane came out
onto a park, although it was more like a meadow with
long grass and three goats tethered
to one side.
As he came around a bend there before him on the
grass were about ten youngsters maybe from five to fifteen excitedly and
noisily scampering around what looked like a big pile of colourful rags. He stopped and moved to a bench,
deciding not to ask but to watch what they were doing.
There was much calling of
advice as if negotiating and getting organised. Mike’s best guess was that they were putting up a shelter of
some kind, but this seemed less plausible after a minute or so as all of them
had got hold of a rope and had moved back into a circle. Everyone seemed to be telling someone
else what to do next.
“Emily, pull now!” “I am.” “It must be Sarah’s.”
“Wally, stop.” “Not so fast.”
As the ropes were pulled the fabric moved a little,
in a chaotic way. There seemed to
be pieces of wood underneath to which the ropes were attached. All the ropes seemed to run under the
fabric to a central point. Mike
then saw that one of the kids was Amy.
After more calling and trial
and error someone called “That’s it. Donnie’s got the head.”
Donnie was about five years
old and was pulling hard on his rope.
Most of the others stopped what they were doing and watched or gave
advice and encouragement. Mike
wondered why someone didn’t help him, especially as some of the teenagers were
quite big.
As Donnie tugged a huge
comical head slowly rose from the fabric.
It reached vertical, wobbled and fell forward. Two of the kids each cried out “Mine!” as their ropes jerked
forward a little. They immediately
hauled and the head rose backwards
and they steadied, jerking Donnie’s hands forward a little. The three of them adjusted their
tension and the head stabilised.
Immediately the others began
chattering and tugging. “I’m a
leg!” someone called. “Well don’t pull yet,” someone else said.
“Hey, look!” a girl said and
giggled as she pulled and released her rope a big hand rose and fell.
More confusing calls. “Dudley, you try.” “Everyone stop!” “No, it must be Pat’s.”
One of the girls pulled and
the head rose a little. The three
holding the head ropes managed to get the head into a vertical position, but
this time higher in the air and Mike could see that the rope Dudley had pulled
had started to lift a huge torso from the lying position. He pulled slowly and
it angled up a little more, but the head again started to tip. He stopped while the three others
adjusted their ropes to get the head back to vertical. Then he pulled again slowly while the
others managed to coordinate their holds to keep the head more or less where it
should be.
As Dudley and the other
three got the torso and head upright some of the other kids were able to see
that their ropes controlled the arms and hands. They immediately began tugging and giggling, making the arms
and hands move about wildly.
“OK, OK, Calm down,” someone
said. “Let’s get the arms
organised.”
“Ready?”
As the torso began to tip
forward the arms were moved out forward and the hands placed on the ground.
“Now let’s go around one at
a time.” While the first four held
their ropes steady the others pulled their ropes in turn, causing various
tremors and jerks. Soon one of these experiments resulted
in a convulsive upwards jerk in the figure’s rump.
“Jason. Which side?”
“Can’t tell. Let’s keep
going then.”
Others pulled in turn until
there was another lurch.
“Amy! You’re right
knee. Jason’s left.”
“OK, lets go.”
There was relative quiet as
several now began to pull carefully on their ropes. Mike watched as the giant puppet’s backside rose
slowly until he was wobbling uncertainly
in a kneeling position.
With much “Sarah, hold on!” and “Jenny let go!” the puppet gathered
forward speed and pitched onto its face, with elbows jutting out and rump in
the air. Then it wobbled from side
to side and threatened to go down completely. More consternation and frantic orders and tugging, and he
stabilised, as if a Moslem at prayer.
They got organised again and
began to haul him back up, and Mike could now see what a difficult and
uncertain task it was because it meant that several of the rope holders would
have to coordinate their movements well.
While some had to pull on their ropes others had to let rope out. Sometimes several would have to keep
the right tension while letting rope out.
If they got it wrong the figure could topple. It was all made more difficult and amusing by the fact that
some of the kids were so young. He
wondered why the big kids didn’t swap ropes with them. Obviously they all had
to work together pretty well or they would never get him up.
When they had the puppet
again on his hands and knees another critical point seemed to have been
reached. This time the task was to
half straighten the knee joint, while moving the body weight backwards over the
feet to make it possible for the figure to stand. Evidently this involved maintaining support with one of the
puppet’s hands on the ground but moving the other backwards to help as a
counterweight to tip the balance back enough. Twice Mike thought all was lost because puppet seemed
certain to fall to the side, but disaster was narrowly avoided amid great
commotion of alarm and instructions and little kids nearly pulled off their
feet. Mike was now thoroughly
drawn into the campaign, joining in the cheering and the groaning along with
the passers by who had stopped to watch.
At last the puppet was
stable enough and in a crouching stand on two feet. They didn’t have so much trouble straightening him up into a
standing position. Then those
controlling the arms and hands raised them high over his head and the puppet
performed a fist clenching self-congratulatory victory salute. Even the head swivelled from side to
side.
“Manfred stands again!”
“Calisthenics !” someone
called.
“No. Limbo dance!” someone
else called.
One or two of the people who
had been watching changed places with some of the original participants. They decided on limbo dance and again
with a mixture of urgent cries and advice and confusion the puppet began to sag
backwards while wobbling precariously on his big feet.
The puppet stood about five
metres high, evidently made of very light materials. The ropes led up into a
pedestal at ground level so it was not possible to see how they operated the
limbs. He wore a very sloppy
costume and this is what had made him look like a collapsed tent at the start.
At one point he started to
sag to one side and then back again.
Amy and Jason controlling the sideways movement of the knees thought
they would add to the excitement by setting up a swaying, but this gave the
whole venture such an uncertain future they were quickly persuaded just to hold
him firmly.
As he approached horizontal
backwards some of the participants lowered one of his hands to the ground for
support. When they got his chest
and head level the hand was raised and all cheered. But evidently the tension was all too much for poor old
Manfred because with a shudder he began to tip further back and to the side,
gathered pace and crumpled to the
grass despite the commotion from the struggling rope holders. Donnie was yanked off his feet and
dragged along the grass. Everyone
else was dancing around jubilantly.
Mike turned to the couple
who had also sat on his bench. The
older man said, “They did well.
Its days since anyone got him up.
Margaret and I joined in last week. I was a knee and I let the team down. Just couldn’t fine tune with my other
knee. Mind you I’m 75 and he was 6.”
“Why didn’t someone help
Donnie?” asked Mike. “He slowed them down. He did well for a little fellow but the head seemed crucial;
if its in the wrong place the balance is all out. If he’d swapped with Max they would have done better.”
“Oh you see the rule is that
they all take a rope to start with not knowing what they have and you then
stick with that and the task is to see if your team can get him up and doing
things. You might find your littlest
player has the most difficult job, then you have to try to help but only
verbally. Also, do you realise how kids of different ages often play together,
and often adults join in? We don’t
encourage them to be only with kids of the same age. You’ll see adults and kids together in most things here,
like working bees.”
_________
Tom’s carpentry and Joinery
was a large, low, cluttered, cave-like shed not far from the shops and within
100 metres of the community workshop.
The whole front of the shed was more or less open and Mike and Pete
stood on the footpath looking in at the benches, wood racks and tools. The floor was covered in shavings and
sawdust. Various incomplete jobs
could be seen, including a dismantled old chair with re-glued parts held in
clamps, and a large new cupboard nearly completed. Jigs and tools hung from the low ceiling beams, made from
saplings. The uprights were heavy
logs with rusty bolts and iron work.
In a big wooden vice was a partly finished rocking horse head. To one side of the workshop was a
little nest of old chairs and a small low bench clustered around a pot belly
stove in which a fire was smouldering.
Cups and jugs sat on the table beside the fire and a kettle perched on
the edge of the stove.
As they approached Pete
said, “Tom’s outfit is typical of the small businesses around here. Most of our cash economy is made up of
these, operated by an individual or a family or a small co-op, and producing
mostly for use in their neighbourhood or town. The next level up are the bigger firms that produce mainly
to supply the region containing several towns, and exporting some of their
products further afield. We’ll
take you to the fridge factory over at Scotsdale this afternoon. You don’t need
a fridge factory in every town, but you do need one for the region. Most of the everyday things bought in
The Glenn are produced in households and little farms and firms like Tom’s
joinery, and the bakery, and the dairy and the fish farms.”
A figure came in through the
back door carrying an armful of planks.
Pete called out and
they walked into the shed to
meet Tom. After introducing Mike Pete pointed to the bench and said, “What you doing Tom?”
“About eight things, but
mainly the rocking horse for Polly.
It’s to be a surprise so I’m living in dread that she’ll wander in so
I’ve put the parts in different places, see front legs over there. This wood’s for the body. Hope Zac comes in with the tail soon.”
“What will it be made from?”
“Long hair from one of his
Clydesdales, so it will look pretty real.
Same for the mayne. Kerry’s weaving a straw hat for it.”
“Are the leather straps from
Goldilocks.”
“No. From some old harness I keep mostly for
toys and hinges. Can’t beat
leather.”
“Who’s the cupboard for?”
“Meg Kennedy.”
“Made to order I take it?”
“Yes. Can’t get around to the staining. See I’m working mostly on Jenny’s house
these days. She wants to move in
sooner than she thought at first.”
“Tom’s building Jenny’s pole house.